Category: mortgage information

News and commentary on mortgages and real estate related matters.

The Canadian Credit Bureau Story

If you have ever taken out a loan, used a credit card or participated in a “buy now, pay later” offer, you will have a credit history. Your credit report contains personal information, credit information, banking information, public records (bankruptcies or credit related judgments against you), collection information, consumer statements and credit report inquiries. Before… Read more »

Canada’s Mortgage Market is NOT like the U.S.

As a Mortgage Professional I often field client inquiries about risks facing Canadian real estate and mortgage markets. With all the turmoil taking place across the border and around the world in real estate markets, now is a good time to clarify some of the differences between us and our neighbours south of the border…. Read more »

Mortgages in a Brave New World

WHY AM I A MORTGAGE BROKER? I became a mortgage broker to help families take control of their finances, away from the banks and government. Mortgages are the loans with the lowest interest rates available. I help families to finance their beautiful new homes, decrease taxes, increase net worth, improve cash flow, and decrease debt… Read more »

House prices, sales rise again

Alan Campbell, Richmond News It may not yet be time to cork the champagne, but there appears to be light at the end of the Richmond real estate tunnel. For the second time in a row this year, sales prices and sales volume improved from the previous month.

Home sales jump in April

I saw this article today on The Globe and Mail website: It is another article giving a good indication of an upward trend on home sales and prices. Those who have recently purchased or moved up would be looking to be in a much stronger position now.