If you are considering buying a home in Surrey, you might be looking for a Surrey mortgage broker. Surrey mortgage brokers will often have some more specific knowledge of some of Surrey’s unique features and housing by-laws necessary to ensure a smooth and easy approval for a Surrey home.
One example that is particularly prevalent in Surrey is regarding secondary suites. Many single family homes in Surrey have secondary suites, also known as “mortgage helpers.” These suites are definitely helpful for many people in helping to offset the cost of owning a home in Surrey, and are a source of affordable housing for those who are not currently able to own their own homes. The difficulty arises when someone needs a mortgage and need the rental income to qualify for the home. In Surrey, most secondary suites are “illegal” suites, meaning that they are not approved officially by the city, despite the fact they often conform to building codes.
As a Surrey mortgage broker and serving the entire lower mainland, I have had extensive experience with secondary suites, and with making tough deals work at “A” market interest rates. Beyond the things I can do as a mortgage broker to help get a tough deal approved, I can also provide advice to you that will help increase your chances of an approval.
I have written at various times about the differences between dealing with a mortgage broker vs. the bank. If you wish to read more about that, you can go to that page by clicking on the hyperlink. I will make a point of a couple things that are applicable on this issue specifically regarding Surrey mortgages.
We are experienced mortgage brokers who can help you with your surrey property. We also work with top-notch Surrey realtors to help you with your purchase if you need help with buying a home. Getting started is easy; just fill in the contact form or give us a call.
5 out of 5 stars
Thank you Jeff for your hard work. We are very thankful.
Very important for all, Jeff is a very honest guy.
Jeff is a great, knowledgeable and professional mortgage broker. We were impressed how meticulously and fast, he secured our application. We are very happy that we worked with Jeff as he always listened to our needs and provided us with the best advice in the shortest time. We would definitely recommend him to our friends and family.
Thank you very much Jeff to all your hard work because it paid off
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