If you are considering buying a home in Surrey, you might be looking for a Surrey mortgage broker. Surrey mortgage brokers will often have some more specific knowledge of some of Surrey’s unique features and housing by-laws necessary to ensure a smooth and easy approval for a Surrey home.
One example that is particularly prevalent in Surrey is regarding secondary suites. Many single family homes in Surrey have secondary suites, also known as “mortgage helpers.” These suites are definitely helpful for many people in helping to offset the cost of owning a home in Surrey, and are a source of affordable housing for those who are not currently able to own their own homes. The difficulty arises when someone needs a mortgage and need the rental income to qualify for the home. In Surrey, most secondary suites are “illegal” suites, meaning that they are not approved officially by the city, despite the fact they often conform to building codes.
As a Surrey mortgage broker and serving the entire lower mainland, I have had extensive experience with secondary suites, and with making tough deals work at “A” market interest rates. Beyond the things I can do as a mortgage broker to help get a tough deal approved, I can also provide advice to you that will help increase your chances of an approval.
I have written at various times about the differences between dealing with a mortgage broker vs. the bank. If you wish to read more about that, you can go to that page by clicking on the hyperlink. I will make a point of a couple things that are applicable on this issue specifically regarding Surrey mortgages.
We are experienced mortgage brokers who can help you with your surrey property. We also work with top-notch Surrey realtors to help you with your purchase if you need help with buying a home. Getting started is easy; just fill in the contact form or give us a call.
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Jeff was very helpful and knowledgeable. He has helped me with two mortgage deals and both times were a good experience. Would definitely recommend Jeff.
Jeff went out of his way and didn’t give up until he found the best solution to our Mortgage Needs. We are so thankful for this because we ended up purchasing our dream home when we thought it wouldn’t be possible! Thanks Jeff!
Thank you so much Jeff Evans for all your hard work and help finding the best rate for our new home. Your very honest and if we have questions you answers it right away!!
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