Sometimes life can get difficult, and finances can get tight. You may need money to consolidate debt, or to pay for a child’s education. Or you may be retired and be house rich and cash poor. There are many circumstances that call for you to look at taking a home equity loan to take care of your financial needs.
A home equity loan is a mortgage that you take out against the equity that you have built up in your home over time. One positive aspect of home ownership is that while you pay for shelter that you need, you own an appreciating asset that generally increases in value over time while also gradually paying off the mortgage that you took to buy it. As your equity increases, it’s often not easily accessed unless you refinance your home to take out the equity, or you increase your mortgage at renewal.
There are several ways to get a home equity loan.
The process of getting a home equity loan is easy. I have a simple, 2 page application form to complete, after which I will go about finding you the best deal possible for your circumstances. We will get you an approval and you would just get some basic documentation to satisfy the conditions of the approval. You make a visit to a lawyer and sign the mortgage documents, and pick up a cheque.
If you need money and would like to look into home equity loan options, contact us today. We are available by phone or email, or you can fill out the simple form to the right of the page. We will be in touch with you quickly and keep you well-informed throughout the process. Contact us to get started on your home equity loan approval.
5 out of 5 stars
Jeff is a great, knowledgeable and professional mortgage broker. We were impressed how meticulously and fast, he secured our application. We are very happy that we worked with Jeff as he always listened to our needs and provided us with the best advice in the shortest time. We would definitely recommend him to our friends and family.
Jeff was very helpful and efficient in helping us secure our first mortgage. We are new to the real estate market and Jeff made the process simple and comfortable for us. He was quick to respond whenever we had any questions, and was reachable through text, email, and phone calls at all hours of the day. Highly recommend his services.
Very informative, friendly and helpful. Deiftantly would recommend him to friends
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