Most people don’t know that being self employed, being a contract worker or having unstated income can hurt their chances of qualifying for a fixed rate mortgage. But for those who own businesses, work as freelancers or even those who are servers in restaurants, there are self employed mortgage solutions for even the most unusual of circumstances.
There is such a thing as a self employed mortgage. If you need a mortgage but are in an occupation that writes off a lot of expenses, then you’ll want to look into this. We have many companies offering these types of mortgages and an experienced mortgage broker can help you find all of the resources you need to make possible to get a self employed mortgage.
You still have the option of co-signing your loan. If you are self employed or have other strange circumstances, but your spouse has regular employment, you can use your spouse’s income as a foundation for your self employed mortgage.
It doesn’t have to be difficult to get a self employed mortgage. Sometimes it may feel as though you will never get a mortgage just because of the manner in which you work. But it doesn’t have to be that way. With an experienced mortgage professional on your side, you’ll be able to get the mortgage you want on a house you dreamed of and that you can afford.
5 out of 5 stars
Jeff is a great, knowledgeable and professional mortgage broker. We were impressed how meticulously and fast, he secured our application. We are very happy that we worked with Jeff as he always listened to our needs and provided us with the best advice in the shortest time. We would definitely recommend him to our friends and family.
Jeff was very helpful and efficient in helping us secure our first mortgage. We are new to the real estate market and Jeff made the process simple and comfortable for us. He was quick to respond whenever we had any questions, and was reachable through text, email, and phone calls at all hours of the day. Highly recommend his services.
Very informative, friendly and helpful. Deiftantly would recommend him to friends
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