Most people don’t know that being self employed, being a contract worker or having unstated income can hurt their chances of qualifying for a fixed rate mortgage. But for those who own businesses, work as freelancers or even those who are servers in restaurants, there are self employed mortgage solutions for even the most unusual of circumstances.
There is such a thing as a self employed mortgage. If you need a mortgage but are in an occupation that writes off a lot of expenses, then you’ll want to look into this. We have many companies offering these types of mortgages and an experienced mortgage broker can help you find all of the resources you need to make possible to get a self employed mortgage.
You still have the option of co-signing your loan. If you are self employed or have other strange circumstances, but your spouse has regular employment, you can use your spouse’s income as a foundation for your self employed mortgage.
It doesn’t have to be difficult to get a self employed mortgage. Sometimes it may feel as though you will never get a mortgage just because of the manner in which you work. But it doesn’t have to be that way. With an experienced mortgage professional on your side, you’ll be able to get the mortgage you want on a house you dreamed of and that you can afford.
5 out of 5 stars
Jeff helped my wife and I buy our first place and thanks to him, the whole process went very smoothly. We had no idea what we were doing and Jeff helped us every step of the way. He was very patient with all of our questions and gave us very good explanations to the parts of a mortgage that were confusing to us.
We could tell that Jeff worked very hard for us and we absolutely recommend him with the highest regards.
Jeff helped me buy my first property and was very knowledgeable about all the questions I had Thanks!
Thank you Jeff for your hard work. We are very thankful.
Very important for all, Jeff is a very honest guy.
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