Most people don’t know that being self employed, being a contract worker or having unstated income can hurt their chances of qualifying for a fixed rate mortgage. But for those who own businesses, work as freelancers or even those who are servers in restaurants, there are self employed mortgage solutions for even the most unusual of circumstances.
There is such a thing as a self employed mortgage. If you need a mortgage but are in an occupation that writes off a lot of expenses, then you’ll want to look into this. We have many companies offering these types of mortgages and an experienced mortgage broker can help you find all of the resources you need to make possible to get a self employed mortgage.
You still have the option of co-signing your loan. If you are self employed or have other strange circumstances, but your spouse has regular employment, you can use your spouse’s income as a foundation for your self employed mortgage.
It doesn’t have to be difficult to get a self employed mortgage. Sometimes it may feel as though you will never get a mortgage just because of the manner in which you work. But it doesn’t have to be that way. With an experienced mortgage professional on your side, you’ll be able to get the mortgage you want on a house you dreamed of and that you can afford.
5 out of 5 stars
Jeff was very helpful and knowledgeable. He has helped me with two mortgage deals and both times were a good experience. Would definitely recommend Jeff.
Thank you so much Jeff Evans for all your hard work and help finding the best rate for our new home. Your very honest and if we have questions you answers it right away!!
Jeff went out of his way and didn’t give up until he found the best solution to our Mortgage Needs. We are so thankful for this because we ended up purchasing our dream home when we thought it wouldn’t be possible! Thanks Jeff!
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